Financial calculators

Qualified Plans

Distribution, contribution, and rollover math for 401(k)s, IRAs, and pensions.

Evaluate My Company Pension Payout Options

Compare a lump sum against the present value of a lifetime monthly annuity.

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What Is The Impact Of Borrowing From My 401(k) Plan?

See the retirement balance you give up by taking a loan against your 401(k).

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What Is The Impact Of Early Withdrawal From My 401(k)?

Taxes, penalty, and lost future growth from cashing out a 401(k) early.

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Self-Employed Retirement Plan Maximum Contribution Calculator

Estimate the maximum deductible contribution to a self-employed retirement plan.

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Net Unrealized Appreciation (NUA) Versus IRA Rollover

Compare the after-tax outcome of taking employer stock via NUA versus rolling to an IRA.

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What Are My Stretch IRA Distributions?

Estimate annual distributions for a beneficiary spreading an inherited IRA over time.

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How Much Can I Contribute To An IRA?

Determine your allowable IRA contribution based on income and the annual limit.

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How Much Retirement Income May My IRA Provide?

Estimate sustainable annual income an IRA balance can support in retirement.

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Should I Convert To A Roth IRA?

Compare the after-tax future value of converting to a Roth versus staying traditional.

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What Will My Qualified Plan(s) Be Worth At Retirement?

Project combined qualified plan balances forward to a target retirement date.

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What Is My Current Year Required Minimum Distribution?

Calculate this year's RMD using the IRS Uniform Lifetime Table.

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What Is My Projected Required Minimum Distribution?

Project future RMDs as your account grows and you age, using the Uniform Lifetime Table.

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What Are My Lump Sum Distribution Options?

Compare taking a lump sum in cash versus rolling it into an IRA and growing tax-deferred.

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How Do I Maximize My Employer 401(k) Match?

Find the contribution rate needed to capture the full employer match, and the cost of missing it.

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Let's talk about your numbers.

Tell us where your business is today and what you're planning next. We'll tell you plainly whether we're the right fit.