Financial calculators
Insurance
Coverage needs, annuity growth, and risk planning math to protect income and family finances.
How Much Life Insurance Do I Need?
Estimate a coverage target using the income-replacement and debt-payoff method.
Open calculator →What Is The Future Value Of An Annuity?
Project the growth of regular annuity contributions over time.
Open calculator →Which Is Better, Comprehensive Plan Or High-Deductible Plan With HSA?
Compare expected annual out-of-pocket cost between a comprehensive plan and an HSA plan.
Open calculator →What Is My Life Expectancy?
A simplified estimate based on current age, sex, and lifestyle factors (for planning only).
Open calculator →What Are My Needs For Burial And Final Expenses?
Total the cost of final arrangements and short-term obligations left behind.
Open calculator →How Much Disability Income Do I Need?
Estimate the monthly disability benefit needed to maintain essential expenses.
Open calculator →What Are My Chances Of Becoming Disabled?
A simplified estimate of long-term disability risk before retirement age (for planning only).
Open calculator →What Are My Long-Term Care Needs?
Estimate the total future cost of extended long-term care given inflation.
Open calculator →How Much Will I Earn In My Lifetime?
Project total career earnings from current income, growth, and years remaining.
Open calculator →What Are The Tax Advantages Of An Annuity?
Compare tax-deferred annuity growth against an equivalent taxable investment.
Open calculator →How Long Will My Current Life Insurance Proceeds Last?
Estimate how long invested proceeds will support regular withdrawals.
Open calculator →Let's talk about your numbers.
Tell us where your business is today and what you're planning next. We'll tell you plainly whether we're the right fit.