Qualified Plans
What Are My Lump Sum Distribution Options?
Compare taking a lump sum in cash versus rolling it into an IRA and growing tax-deferred.
Your numbers
Results
- Net cash if taken now
- $145,000
- Projected value if rolled into IRA
- $689,758
- Advantage of rolling over
- $544,758
Estimates only. Nothing you enter is sent to us or stored.
More in qualified plans
Evaluate My Company Pension Payout Options
Compare a lump sum against the present value of a lifetime monthly annuity.
What Is The Impact Of Borrowing From My 401(k) Plan?
See the retirement balance you give up by taking a loan against your 401(k).
What Is The Impact Of Early Withdrawal From My 401(k)?
Taxes, penalty, and lost future growth from cashing out a 401(k) early.
Self-Employed Retirement Plan Maximum Contribution Calculator
Estimate the maximum deductible contribution to a self-employed retirement plan.
Net Unrealized Appreciation (NUA) Versus IRA Rollover
Compare the after-tax outcome of taking employer stock via NUA versus rolling to an IRA.
What Are My Stretch IRA Distributions?
Estimate annual distributions for a beneficiary spreading an inherited IRA over time.
Let's talk about your numbers.
Tell us where your business is today and what you're planning next. We'll tell you plainly whether we're the right fit.