Cash Flow
Should I Pay Down Debt Or Invest My Monthly Surplus?
Compare the after-tax cost of debt against expected investment returns.
Your numbers
Results
- Debt rate vs. investment return
- 18.0% vs 7.0%
- Better use of surplus
- Pay down debt
- Rate advantage
- 11.0%
Estimates only. Nothing you enter is sent to us or stored.
More in cash flow
How Does Inflation Impact My Standard Of Living?
See how much income you'll need in the future to keep today's lifestyle.
What Is My Projected Cash Flow?
Project monthly cash surplus or shortfall forward with growth assumptions.
What Is The Value Of Reducing, Postponing Or Foregoing Expenses?
See what a recurring expense cut is worth if invested instead.
Historical Inflation - Compare Purchasing Power
Convert a past dollar amount into today's equivalent purchasing power.
How Much Am I Spending?
Add up spending categories to see total monthly and annual outflow.
How Much Do I Need For Emergencies?
Size an emergency fund based on essential monthly expenses.
Let's talk about your numbers.
Tell us where your business is today and what you're planning next. We'll tell you plainly whether we're the right fit.